If you’re cycling to work or school or to a sporting event, you may need to cover your bike, or even get a bicycle insurance policy.
The National Bicycle Insurance Association says you need the coverage to get your bike fixed or a new one replaced.
You may be covered if your bike is stolen, damaged or damaged for any reason.
What you should do If you need a bike insurance policy, look for the ‘Bicycle Insurance’ label and then the ‘bike type’ on the cover.
Check the details on the front of the cover and you may be able to choose a bike type that has a bike rider, bicycle carrier or the words ‘bike owner’.
Bicycle insurance cover If you have bike insurance and are cycling to your workplace or school, you might be covered by a bicycle rider policy.
If your bike has been stolen, or damaged, or you have a claim for damage, you can get a bike owner policy for you.
Bike insurance policies can also cover your family member’s bike if you’re not cycling to the same place regularly.
Your bike insurer can also provide coverage if your family members own or rent a bicycle.
If you want to get more specific bike insurance coverage, you should look at the policy on the bike itself.
Some policies will give you coverage for your family, while others may provide you with coverage for yourself.
You’ll need to check the details of your policy to be sure it’s right for you, and it’s worth looking for the policy details if you don’t know what you’re getting into.
Your insurance company can tell you about the policy and you can check whether it covers your bike at a rate that’s right to you.
You can also look for a bike insurer to get coverage for you if you have claims against your bike.
Bikes insurance cover for your bicycle If you’ve got bike insurance, you’ll need cover for the bike that you ride.
Bicycle insurance covers all the damage that you can do to a bike or the equipment that you use.
Bicycle damage cover If your bicycle has been damaged or destroyed, it might need to be repaired or replaced.
Bicycle theft cover You might also need to pay for repairs if your bicycle is stolen or damaged.
Bike theft cover covers damage to the bike, the rider or the bicycle carrier.
Bicycle rental cover You’ll also need bike rental coverage if you rent a bike to your family or friends or to take it for a weekend trip.
Bicycle collision cover If the damage is to your bike or equipment, you could get coverage from bike collision cover.
Bicycle safety cover If a bike is involved in a collision, you need bike safety cover.
Bike protection cover If bike insurance covers the costs of repairs or replacing your bike when it’s stolen, it could cover you if it gets caught in a fire or a storm.
Bicycle helmet cover If bicycle helmet covers are part of your bike insurance cover, you probably won’t need cover from the helmet manufacturer or bike owner if you wear a helmet at work.
Bicycle cover for children Bicycle cover covers the cost of repairs if a child is injured on your bike while riding.
Bicycle accident cover If it’s your bike that’s involved in an accident, you must get coverage, or have the coverage for the damage done to your bicycle, bike carrier or equipment.
Bicycle owner cover If owner insurance covers bike insurance for your bike and you own it, you won’t be covered under the policy if it’s damaged or stolen.